The short answer
| Item | Pennsylvania answer |
|---|---|
| Title fee | $72 (PennDOT Schedule of Fees, Form MV-70S, edition 4-26). Lien recording: $36 per lien. Duplicate title: $72. |
| Sales tax | 6% statewide. Allegheny County residents pay 7% and City of Philadelphia residents 8%. A trade-in reduces the taxable amount. |
| Plates | The seller keeps them. Moving your own plate to the car: $11. New registration instead: $48 a year. |
| Deadline | 20 days from the title assignment (75 Pa.C.S. §1111(b), §1103.1(b)). |
| Late title fee | None for private buyers. |
| How it's done | Through a PennDOT authorized agent. Their service fee isn't set by the state and isn't in any total here. |
| Typical total | $20,000 private-party car, own plate moved over, 6% county, no lien: $1,283 plus the agent's fee (worked example below). |
Worked example: $20,000 private-party car
The buyer moves their own plate to the car, lives in a 6% county and has no loan on the car.
- Sales tax: 6% × $20,000 = $1,200
- Title fee: $72
- Plate transfer: $11
Total: $1,200 + $72 + $11 = $1,283.
- Philadelphia resident (8%): $1,600 tax, total $1,683.
- Allegheny County resident (7%): $1,400 tax, total $1,483.
- New registration ($48) instead of a plate transfer, at 6%: $1,320.
- Financed: add $36 for the lien.
In every case, add the processing agent's own service fee. The state doesn't set it.
Title fee: $72
The certificate of title fee is $72 on every title PennDOT issues, including a transfer. That's the amount on the current Schedule of Fees (Form MV-70S, edition 4-26), and PennDOT's Payments and Fees page agrees. Recording a lien adds $36 per lien, so a title with one lien is $108. A duplicate title is $72.
You'll find other title fees online, such as $53, $58 or $67. They come from older fee schedules. The current figure is $72.
Sales tax and the understated-value rules
Pennsylvania charges 6% on the purchase price. The price includes any lien or loan the buyer takes over. A trade-in reduces the taxable amount. Local tax depends on where the buyer lives: Allegheny County adds 1% (7% total) and the City of Philadelphia adds 2% (8% total). The tax is paid when you title the car. The title isn't issued until it's paid.
- A low price: if the price is under 80% of the car's average fair market value, or the car is over 15 years old and the price is under $500, Form MV-3 (verification of fair market value) is completed at the counter.
- Understated Value Program: under the Department of Revenue's Motor Vehicle Understated Value Program, a buyer who can't back up a low price is taxed on fair market value instead. Family deals at low prices are named as a review target.
- Penalties under that program: not available. The Department of Revenue's program page doesn't state the penalty or interest rates.
Plates and registration
Plates stay with the seller. The seller removes the plate and returns it to PennDOT, unless they move it to another of their own vehicles. Moving your own plate to the car you bought costs $11.
A new passenger registration is $48 a year ($96 for two years). It includes a standard plate the first time, so there's no separate plate charge. Motorcycle registration is $25 and a replacement plate is $14. Some counties add a $5 a year Fee for Local Use at registration and renewal. Electric cars also pay the 2026 Road User Charge: $250 for an EV and $63 for a plug-in hybrid on a one-year registration.
Deadline, and the late title fee that doesn't exist
The buyer applies for the new title within 20 days of the title assignment, and completed applications must reach PennDOT within 20 days of the sale (75 Pa.C.S. §1111(b) and §1103.1(b); MV-4ST instructions). New residents must title and register within 20 days of moving to Pennsylvania.
There is no late title fee for private buyers. The current MV-70S schedule, read in full, has no late-title, per-day or per-month title charge of any kind.
- The fines you may see quoted ($100 for a first offense, $300 to $1,000 after that) are criminal summary-offense fines for a seller who breaks the duty to assign the title under §1111(c). They're not a buyer's fee.
- The $119 restoration fee on the schedule is for suspended registrations (§1960). It isn't a charge for a late transfer.
- The real cost of delay is on the tax side: a low or unverified price can be taxed on fair market value, as above.
If your registration has run out, see expired registration in Pennsylvania.
How transfers are done
The seller's signature on a Pennsylvania title must be notarized or verified by an authorized issuing agent (75 Pa.C.S. §1111). A licensed dealer can verify it in place of a notary. Transfers are processed by PennDOT authorized agents: notaries, dealers and messenger services. Forms MV-1 and MV-4ST are available only at those agents. There's no do-it-yourself mail-in route.
In PennDOT's own words, agent and messenger service fees are market-driven and not set by the state. So what you pay when you walk out is the state charges above plus whatever the agent charges. We don't give a single "total with fees".
Gifts and family sales
A genuine gift (nothing paid at all, given freely, no family relationship needed) is not taxed. You claim it on Form MV-13ST, Affidavit of Gift ("Exemption 13"), signed by everyone giving and receiving the car. Two conditions catch people out:
- The person receiving the car must show that sales tax was paid when the car was first bought. If not, they pay use tax on the car's current fair market value.
- A sale to a family member is fully taxable. A parent selling to a child for a price is a sale, not a gift, and a cheap family price is a standard review target under the understated-value rules.
Inheritance and transfers between spouses are on the same list of exemptions (61 Pa. Code §31.48). The Department of Revenue warns: never write a "$1 price" for a gift on the MV-4ST. Use the affidavit.
Forms
- MV-4ST: sales tax return and registration application for a standard transfer.
- MV-1: first Pennsylvania title.
- MV-13ST: Affidavit of Gift.
- MV-3: fair market value verification, when it's needed.
- MV-70S: the Schedule of Fees itself.
Other states
Title transfer guides for other states: New Jersey, New York, Virginia, Ohio, California and Tennessee.
What this guide doesn't cover
Dealer sales, trucks and commercial vehicles, salvage titles, agent service fees and penalties under the Understated Value Program. The Pennsylvania calculator covers registration and the Road User Charge.
Frequently asked questions
How much does it cost to transfer a car title in Pennsylvania?
The title fee is $72, plus 6% sales tax (7% in Allegheny County, 8% in Philadelphia) and $11 to move your own plate over. A $20,000 private-party car comes to $1,283, plus the authorized agent's service fee.
What is the Pennsylvania title transfer fee?
$72, from PennDOT's current Schedule of Fees (MV-70S, edition 4-26). A lien adds $36.
Do both parties need to be there to transfer a title in Pennsylvania?
The seller's signature on the title must be notarized or verified by an authorized agent. In practice both go to an authorized agent, where the paperwork is done.
Is a notary required to transfer a car title in PA?
The seller's signature must be notarized or verified by an authorized issuing agent. A licensed dealer can verify it instead of a notary.
How long do I have to transfer a title in Pennsylvania?
20 days. There's no per-day late fee for private buyers.
Is PA sales tax on a used car charged on the price or book value?
On the price. But if the price is under 80% of the car's average fair market value, an MV-3 is completed, and a buyer who can't back up a low price is taxed on fair market value.
See title transfer fees for all 50 states
Calculate your Pennsylvania fees
Example for a $30,000 car. Enter your own price to update it.
- Registration (1 yr)Plate included$48.00
- Title fee$72.00
- Lien / local use feesIf applicablenot available
- Sales tax6% of price$1,800.00
Total excludes items marked "not available".
What you'll pay later
Renewal: not available in this calculator.
Rates and sources for every fee are on the Pennsylvania car registration fee calculator page.
- PennDOT – Payments and fees (title $72, lien $36, registration $48, plate transfer $11; Form MV-70S Schedule of Fees, edition 4-26)
- PennDOT – Motor vehicle information for new residents (title and register within 20 days)
- PennDOT – Road User Charge ($250 EV / $63 PHEV, 2026)
- Pennsylvania Vehicle Code 75 Pa.C.S. §1111 (seller's signature notarized or verified; buyer applies within 20 days; seller penalties) – legis.state.pa.us
- Pennsylvania Vehicle Code 75 Pa.C.S. §1960 (restoration fee for suspended registrations) – legis.state.pa.us
- 61 Pa. Code §31.48 (sales tax exemptions for vehicle transfers: gifts, inheritance, spouses) – pacodeandbulletin.gov
- PennDOT – Form MV-70S, Schedule of Fees (PDF; title $72, lien $36, registration $48, plate transfer $11)
- PennDOT – MV-4ST fact sheet (PDF)
- PennDOT – Buying or selling a vehicle (notarized or agent-verified signatures; authorized agents)
- PA Department of Revenue – Motor Vehicle Understated Value Program
General information, not tax or legal advice. Fees and tax rules change; confirm with the agency listed before you pay.
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